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UH Application Deadline Extended to AUG. 14!*

There’s still time to take your first steps or continue your journey at Leeward. Apply today, and REGISTER by August 23.
*This does not include Early College for Fall.

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Student Health Insurance

The University of Hawaiʻi encourages students to think about their health insurance needs. Lack of adequate insurance coverage may be financially devastating in the event of a major illness or accident. Medical costs can be a burden even in the case of a minor illness. Consequently, the purchase of medical insurance should not be considered “extra,” but rather should be viewed as a cost of daily living, in the same way as housing, food and transportation. Please be aware that medical insurance is considered a legitimate cost of education for purposes of financial aid and should be listed on your financial aid application.

The University of Hawaiʻi has selected HMSA (Hawaii Medical Service Association, Blue Cross-Blue Shield of Hawaii) to provide student health insurance for UH students for the current academic year. If you do not already have health insurance coverage, the University has an option for you.

You have a choice of four plan options for the UH Student Plan. All options provide medical and prescription drug coverage along with laboratory, radiology, mental health, family planning, medical evacuation, and overseas travel benefits. However, depending on your health insurance needs, you also have the option to purchase dental and Repatriation, Life Insurance, and Accidental Death & Dismemberment benefits.

Go to hmsa.com/student for more information and to enroll on the Student Health Plan.

 

UH Student Plan

The University has selected HMSA (Hawaii Medical Service Association, Blue Cross-Blue Shield of Hawaii) to provide medical health insurance for our students for the current academic plan year. For more information or to enroll on the UH Student Plan, please go to hmsa.com/student.

How the Insurance Company and Plan is Selected

The Office of the UH Vice President for Student Affairs selects a benefit package to provide adequate coverage for both domestic and international students. Request for proposals are sent to numerous insurance companies, and each proposal received is reviewed carefully. In addition to the plan premiums and a comprehensive benefit package, UH also looks at the number of providers available and also makes sure that the insurance company provides quick claims payment and quality customer service.

HMSA, an independent licensee of the Blue Cross and Blue Shield Association, is a reliable name in Hawaiʻi health care. Established in 1938, they are the largest and most experienced provider of health care coverage in the state. Over half of Hawaiʻi’s population has chosen HMSA for their health care coverage. HMSA was chosen as the current UH endorsed plan based on a combination of cost, benefits, claims payment and customer service.

Who Can Enroll (Eligibility)

Students must be enrolled in the University of Hawaiʻi system (Hilo, Mānoa, West Oʻahu and all community colleges) and taking a minimum number of credits: six credits for undergraduates or four credits for graduate students are required during the fall and spring semesters, and three credits required for all students during the summer sessions. One credit of thesis (700) or dissertation (800) research also meets the minimum eligibility requirement.

Exceptions: Students taking less than the minimum credits required may enroll on the plan if the class(es) being taken are all that is required to graduate. A letter from the student’s department confirming this is required. Students should enroll online and email their exception request and letter to studentplan@hmsa.com

When to Enroll & Coverage Period

Enrollment is only accepted during the open enrollment dates for each semester. Once the deadline has passed, you will no longer be able to enroll until the next semester.

Fall 2026 Spring 2027 Summer 2027
Enrollment Begins July 20, 2026 December 7, 2026 April 19, 2027
Enrollment Deadline Sept 25, 2026 February 5, 2027 June 18, 2027
Coverage Period August 20 – December 31, 2026 January 1 – May 19, 2027 May 20 – August 19, 2027

 

Plan Options & Benefits

*Repatriation coverage is required for international students.

Plan Options Covered Benefits
Option #1 Medical with Drug
Option #2 Medical with Drug, Repatriation, Life and Accidental Death & Dismemberment (AD&D)
Option #3 Medical with Drug and Dental
Option #4 Medical with Drug, Dental, Repatriation, Life and AD&D

NOTE: You may only change benefit options during the Fall semester (annual open enrollment period).

For more details on the plan benefits, go to hmsa.com/student and click on Plans, scroll down to What are the Benefits and then click on Medical, Drug, Repatriation and Dental to see plan highlights. Click on View Plan Documents, for more detailed benefit information.

Rates

Plan Options Description Fall 2026 Spring 2027 Summer 2027
Option #1 Medical with Drug $2,154.28 $2,234.66 $1,479.06
Option #2 Medical with Drug, Repatriation, Life and AD&D $2,167.94 $2,248.84 $1,488.44
Option #3 Medical with Drug and Dental $2,289.26 $2,374.68 $1,571.74
Option #4 Medical with Drug, Dental, Repatriation, Life and AD&D $2,302.92 $2,388.86 $1,581.12

*Rates listed above are for the student only. For 2-party or family rates, go to hmsa.com/student and click on Plan and scroll down to Rates.

How to Enroll

Online (hmsa.com/student)

  1. UH Student ID number is required to enroll online.
  2. Follow the instructions to complete online enrollment (application, beneficiary form & HIPAA form)
  3. Print out the confirmation page for your records
  4. Once you complete your enrollment
    1. You will receive your member ID card within 3-5 business days
    2. IMPORTANT: You will receive a hard copy bill within 5-7 business days
    3. Once you receive your bill, you can pay by mail, in person, or online.

Contact Us

Leeward Community College
Student Health Center
96-045 Ala ‘Ike
Room AD-223
Pearl City, Hawaii 96782-3393

Phone: (808) 455-0515
Fax: (808) 455-0267
Email: leeshc@hawaii.edu